Chase credit journey8/7/2023 ![]() ![]() Soft credit checks can also occur if a creditor or lender checks your credit for preapproval. Soft credit checks don't affect your score like a hard inquiry. They list these six factors under your credit score.Ĭan checking my credit report hurt my credit score? ![]() As long as you are not using all your available credit, it is okay if this number is significant.Īll six factors determine your credit score, ranging between 300 and 850.
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